homeexit
Sell, hold or upgrade — decided on real HDB data.
One question, asked by every HDB owner eventually: what should I do with my flat, and when? HomeExit answers it from the same government records the banks and agents use — the resale price notices, the lease dates, the street you're on — and turns them into one number, a range, and a next step.
Check what your flat is worthHow it works
Your block and street.
Autocomplete from the HDB block register — 13,392 blocks, street by street. No account needed; the first answer is free.
The block's own sales.
We compare the block's own sales over two years, plus the neighbours within a kilometre. Each one is adjusted for the town index, the storey, the lease left and the floor area.
A range, and a next step.
Never one exact price. A range, a confidence level, every comparable behind it, and the date the data is from.
A worked example, computed live from the last two years of sales
S$1,105,000 likely range floor S$1,177,000 fair value S$1,314,000 likely range ceiling
Blk 102A Bidadari Park Drive, 4-room, 93 sqm. 29 comparables, eight of them within 500 metres in twelve months — high confidence. If someone offered 6% over the midpoint, the answer would be above market, and a reason to talk to an agent.
The tools
Six tools, all free, all running on the same government open data. They share one address: type your block and street once and every tool below uses it.
Is this flat a fair price?
The block's own sales over two years, adjusted for the town index, the storey, the lease left and the floor area.
Enter a block and street above to see the range, the confidence and every comparable behind it.
How the lease shapes the value
Fitted from 35,071 sales: the same flat type trades for less as the lease runs down, and buyers lose full CPF and loan coverage once the lease no longer reaches the age of 95.
Enter a block and street above to see the lease curve, the year-by-year effect and the buyer cliffs.
What is around the block
Measured in metres from the block, from the same open-data layers the data platform serves.
Enter a block and street above to see the walk to MRT, schools, hawkers, clinics and a park.
Can you afford the next one?
Sale proceeds, CPF refund, stamp duty, loan limits. A calculator, not advice.
Enter a block and street above — the sale price starts from the fair value — then fill in your numbers.
My flats
Saved on this device. No account, nothing sent anywhere.
Nothing saved yet. Run a fair-price check and press Save this flat.
Ask an expert
Up to three CEA-registered agents or mortgage brokers. You choose who contacts you, and nothing is shared until you send this.
Not built yet
- Seller ReportAn eight-page PDF: every comparable, your pricing strategy, the best months to list.Planned
- Rental Yield CheckWhat the flat rents for, and what it returns after costs.Planned
40 years of lease left, 61% of the price
A 4-room flat with 40 years of lease left trades at about 61% of the same flat with 95 years left; with 30 years, about 56%. We fit that curve from 35,071 sales in the last three years, then show you where your flat sits on it — and when a buyer's CPF stops covering them to the age of 95.
One index per town and flat type
Every sale is indexed to its own month, so a flat that sold in 2019 is compared fairly with one that sold last week. Toa Payoh 4-room median price per square foot was 1,026 in October 2026, against 1,032 a year earlier — a 0.6% fall. A flat that hasn't changed hands is not priced on what it last sold for.
Every number carries its date
Each dataset on the platform is re-pulled on its own schedule and stamped. HDB resale prices are re-pulled and re-modelled every night at 03:50; the URA indices and the amenity layers move on their own cycles. When a source is stale the app says so rather than quietly serving an old number.
The street is the address
Every record in the platform starts with a street and a block number, because that is how Singapore's price notices are written. Block 625 Senja Road and block 625 Choa Chu Kang Street 62 are different buildings in different towns, four hundred kilometres of feeling apart — and the model keeps them apart.
Read from
- HDB
- URA
- LTA
- NEA
- MOE
- MOH
- NParks
- SFA
- OneMap
- data.gov.sg
What is behind it
- 243,699
- HDB resale transactions since January 2017, every one reconciled against the source record.
- 13,392
- HDB blocks geocoded, with their lease start years, storeys and unit mix attached.
- 14,886
- Postal codes with surveyed coordinates, so "within 400 m" means metres and not guesses.
- 4,664
- Government datasets catalogued, so we can tell you what we do not have as well as what we do.
- 35,071
- Sales used to fit the lease-decay curve, refreshed every night against the newest transactions.
Free
For the owner who wants an answer before they talk to anyone.
S$0forever
Fair Price Check, Lease Decay Lens, Upgrade Planner, Location Scorecard, My Flat and up to three watchlist blocks. Every tool works without signing in; an account is only needed to save a result or get an alert.
Start without an accountPremium
For the owner who is ready to act on it.
S$6.90/month, or S$49 a year
Unlimited watchlist blocks and saved Upgrade Planner scenarios, alerts within 24 hours of a new sale in a block you saved, and every Seller Report included instead of S$9.90 each.
Go PremiumQuestions
Is this a valuation? No. It is a model built from public transaction data. We publish the method, the comparables and the date, and we show a range rather than one number. A licensed valuer is the only thing that produces a valuation.
How accurate is the fair-value range? Our target is a median error within ±4% against actual sale prices on a held-out test set. The app tells you its own confidence: high for eight or more comparables within 500 metres in twelve months, medium for four to seven, low below that.
Do I have to sign in? No. Every tool works signed out. You only need an account to save a flat, set an alert, or ask an expert — and you are never asked for your number before you have seen a result.
Where does the data come from? HDB resale prices and property information, URA private transactions and price indices, LTA bus stops and station exits, NEA hawker centres, MOE schools, MOH clinics, NParks parks and OneMap routing. All of it is free government open data. We credit every dataset in the app.
Who sees my details? Nobody, unless you ask. We do not sell your number to agents, we do not run advertising against it, and we do not accept a share of an agent's commission — only a fixed fee. You can withdraw consent and delete your account in one tap.
Is this financial or property advice? No, and the app says so on every screen. The planner is a calculator. Mortgage partners handle regulated advice separately, and we never recommend a product.
What happens to a 40-year-old flat? Its lease is the story. The same flat type trades about 39% lower with 40 years of lease left than with 95 — and a buyer's CPF and loan stop covering them fully once the lease runs short of the age of 95. The Lease Decay Lens shows both.
Can I use it on a condo? Private property is a later module. The pricing work is already built on URA transaction and index data; what is missing is the per-project lease detail, so we have not pretended to cover it.
Does it cost anything to use? The tools are free. We make money when you ask for an expert and they pay us a fixed fee, and from optional Seller Reports and Premium.
Is the estimate updated? HDB resale prices are re-pulled nightly and the estimates are recomputed, so the figure on a screen is never more than a day behind.
Who is behind this? A small team in Singapore, working on the assumption that the owner deserves the same information the agent has.
Find out what your flat is worth, before anyone else tells you.
Check a flat